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  • HALF MOON BAY, CA - AUGUST 15: Big Wave Community...

    HALF MOON BAY, CA - AUGUST 15: Big Wave Community Cooperative Board President Terry McKinney, left, and Big Wave Group Chairman Stephen St. Marie lead a cheer during a ground breaking ceremony in Half Moon Bay, Calif., on Saturday, Aug. 15, 2020. The nonprofit Big Wave will build a $23 million affordable housing project and intentional community for adults with developmental disabilities. (Anda Chu/Bay Area News Group)

  • HALF MOON BAY, CA - AUGUST 15: Holly Winnen, left,...

    HALF MOON BAY, CA - AUGUST 15: Holly Winnen, left, and son Patrick Winnen part of the Big Wave community look on during a ground breaking ceremony in Half Moon Bay, Calif., on Saturday, Aug. 15, 2020. The nonprofit Big Wave will build a $23 million affordable housing project and intentional community for adults with developmental disabilities. (Anda Chu/Bay Area News Group)

  • HALF MOON BAY, CA - AUGUST 15: Big Wave CEO...

    HALF MOON BAY, CA - AUGUST 15: Big Wave CEO and Founder Jeff Peck speaks during a ground breaking ceremony in Half Moon Bay, Calif., on Saturday, Aug. 15, 2020. The nonprofit Big Wave will build a $23 million affordable housing project and intentional community for adults with developmental disabilities. (Anda Chu/Bay Area News Group)

  • HALF MOON BAY, CA - AUGUST 15: Big Wave community...

    HALF MOON BAY, CA - AUGUST 15: Big Wave community members Sam Shenkman, left, cheers as his mom Julie Shenkman, owner of Sam's Chowder House, speaks during a ground breaking ceremony in Half Moon Bay, Calif., on Saturday, Aug. 15, 2020. The nonprofit Big Wave will build a $23 million affordable housing project and intentional community for adults with developmental disabilities. (Anda Chu/Bay Area News Group)

  • HALF MOON BAY, CA - AUGUST 15: Attendees sit in...

    HALF MOON BAY, CA - AUGUST 15: Attendees sit in social distancing circles during a ground breaking ceremony in Half Moon Bay, Calif., on Saturday, Aug. 15, 2020. The nonprofit Big Wave will build a $23 million affordable housing project and intentional community for adults with developmental disabilities. (Anda Chu/Bay Area News Group)

  • HALF MOON BAY, CA - AUGUST 15: Big Wave CEO...

    HALF MOON BAY, CA - AUGUST 15: Big Wave CEO and Founder Jeff Peck and Joey Sayles bump elbows as board member Scott Holmes looks on, from left, during a ground breaking ceremony in Half Moon Bay, Calif., on Saturday, Aug. 15, 2020. The nonprofit Big Wave will build a $23 million affordable housing project and intentional community for adults with developmental disabilities. (Anda Chu/Bay Area News Group)

  • HALF MOON BAY, CA - AUGUST 15: Big Wave Group...

    HALF MOON BAY, CA - AUGUST 15: Big Wave Group Chairman Stephen St. Marie, left, and board member Scott Holmes look over a project rendering during a ground breaking ceremony in Half Moon Bay, Calif., on Saturday, Aug. 15, 2020. The nonprofit Big Wave will build a $23 million affordable housing project and intentional community for adults with developmental disabilities. (Anda Chu/Bay Area News Group)

  • HALF MOON BAY, CA - AUGUST 15: A project rendering...

    HALF MOON BAY, CA - AUGUST 15: A project rendering is on display during a ground breaking ceremony in Half Moon Bay, Calif., on Saturday, Aug. 15, 2020. The nonprofit Big Wave will build a $23 million affordable housing project and intentional community for adults with developmental disabilities. (Anda Chu/Bay Area News Group)

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Fiona Kelliher
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All of the families faced the same dilemma.

It was 1999 in Half Moon Bay, and the topic often came up among parents while sitting in the bleachers, watching their kids’ Special Olympics basketball games. Within a few years, many kids on the team would grow up to be adults with intellectual or developmental disabilities — but with few options in the Bay Area to live and work outside their parents’ homes.

“That is really the worst thing that claws at a parent’s mind,” recalled Jeff Peck, whose daughter was 11 at the time. “What is my child going to do after I die?”

More than 20 years later, those conversations have come to fruition — almost. As the Saturday morning heat rose, many of the same parents, kids and officials gathered on a parcel of land near the Half Moon Bay airport to celebrate the groundbreaking of a first-of-its-kind affordable housing community for people with disabilities in San Mateo County.

The finished project — built under Peck’s nonprofit Big Wave — will house 33 adults with disabilities, with the potential to expand. Commercial businesses, along with service provider One Step Beyond, will be built alongside the residential community to both subsidize the cost of the units and provide employment opportunities for residents.

Twenty-three of the spots are already accounted for, mostly to Half Moon Bay families who were part of the original discussions. All units are uniquely affordable — about $60,000 for a unit as compared to about $300,000 at many similar residential living facilities.

HALF MOON BAY, CA – AUGUST 15: A project rendering is on display during a ground breaking ceremony in Half Moon Bay, Calif., on Saturday, Aug. 15, 2020. The nonprofit Big Wave will build a $23 million affordable housing project and intentional community for adults with developmental disabilities. (Anda Chu/Bay Area News Group) 

“We’ve never wanted this to be a community for rich families,” said Kim Gainza, an executive board member of Big Wave whose daughter will be a future resident. “This was the goal all along.”

The need for supportive housing for people with disabilities is acute in San Mateo County and more broadly, families say. According to the San Mateo County Department of Housing, waiting lists for adults with disabilities in San Mateo run between one and five years long, with need far outstripping supply.

The Gainza family searched for other options for years to no avail. Emmy Gainza, 29, has William’s syndrome, a genetic disorder that causes developmental delays. She had been living in her own condo with a roommate for the past two years, but recently moved back home because of the pandemic.

By moving into the Big Wave project, Emmy Gainza will be able to get back some much-needed independence, she said — while surrounded by friends from the Special Olympics community.

“It’s been twenty years that we’ve been fighting this whole thing, and I want the fighting to stop,” Emmy Gainza said. When she thinks about her life at Big Wave, she imagines “seeing my friends, being with them every day, doing new activities.”

Getting to this point didn’t come easy. Big Wave went through more than 30 public hearings and multiple environmental reviews before officials signed off, Peck said, and faced some opposition from a “small but vocal” group of residents who opposed the project.

Funding the $23 million project also proved complex. Peck and a business partner bought and donated the parcel of land for the project, but otherwise relied on funding from the original group of families, plus grants and donations from philanthropists around the Bay Area.

“It’s a remarkable accomplishment,” said Supervisor Dave Pine. “The journey they had was so hard — I wish it had been easier.”

Once the project is completed — ideally about 18 months from now, Peck said — he’d like to see it become a model for other supportive housing communities around California and the nation. But first he’d like to take a breather.

“I’m looking forward to getting out of that warrior mode and creating something that will last the rest of my daughter’s life,” Peck said.